Drummond, MT
Drummond, MT's wildfire risk, in USFS's own numbers
Drummond's 290 buildings earn a 83rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Drummond at the 81st percentile, close to its 83rd-percentile risk score.
What "at risk" means for the buildings here
Most of Drummond's buildings (88.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Drummond against the rest of the country
Drummond's 83rd national percentile looks worse in isolation than its 56th ranking inside Montana does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Drummond ranks 5,485 for wildfire risk (1 is highest) and 21,915 by building count (1 is largest). Within Montana alone, it ranks 207 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Drummond and the insurance market
At the 83rd percentile nationally, Drummond carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 88.3% of Drummond's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Drummond's figures come from
Drummond's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Drummond's dominant indirect exposure actually means, with real examples from across the dataset.