Druid Hills, KY
Druid Hills, KY's wildfire risk, in USFS's own numbers
USFS scores Druid Hills at the 12th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 194 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Druid Hills at the 14th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 53.1% of Druid Hills's buildings as Direct exposure, higher than its 0% Indirect share and far above its 46.9% Minimal share — a profile where 103 structures sit close enough to vegetation that lot clearing matters most.
Druid Hills against the rest of the country
Druid Hills's risk sits at a similar level relative to Kentucky (19th percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Druid Hills ranks 27,605 for wildfire risk (1 is highest) and 25,075 by building count (1 is largest). Within Kentucky alone, it ranks 446 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
At the 12th national percentile, Druid Hills rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Druid Hills
Druid Hills's 53.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Druid Hills's 12th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Druid Hills, see the exposure-zones guide.