Drowning Creek, OK
How exposed is Drowning Creek to wildfire?
Drowning Creek sits at the 89th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 261 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Drowning Creek at the 91st percentile, close to its 89th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 72% of Drowning Creek's buildings as Direct exposure, higher than its 26.8% Indirect share and far above its 1.2% Minimal share — a profile where 188 structures sit close enough to vegetation that lot clearing matters most.
How Drowning Creek compares
Drowning Creek ranks lower within Oklahoma (44th percentile statewide) than its 89th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Drowning Creek ranks 3,413 for wildfire risk (1 is highest) and 22,806 by building count (1 is largest). Within Oklahoma alone, it ranks 466 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Drowning Creek's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Drowning Creek
With 72% of Drowning Creek in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Drowning Creek's 3,413-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Drowning Creek, see the exposure-zones guide.