Dripping Springs, TX
Dripping Springs wildfire risk explained
Dripping Springs sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,673 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dripping Springs at the 80th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Dripping Springs's buildings actually sit
Direct exposure dominates in Dripping Springs: 72.7% of its 2,673 buildings, versus 27.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Dripping Springs against the rest of the country
Inside Texas, Dripping Springs sits at just the 66th percentile even though it scores 82nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Dripping Springs ranks 5,715 for wildfire risk (1 is highest) and 5,976 by building count (1 is largest). Within Texas alone, it ranks 616 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Dripping Springs's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 72.7% of Dripping Springs in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Dripping Springs's figures come from
Dripping Springs's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dripping Springs's dominant direct exposure actually means, with real examples from across the dataset.