Dresser, IN
Dresser wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dresser at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 30 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dresser at the 17th percentile, close to its 17th-percentile risk score.
Dresser's building exposure, zone by zone
Dresser rates 93.3% Minimal exposure against just 6.7% Direct and 0% Indirect — of 30 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Dresser ranks
Within Indiana, Dresser ranks higher (72nd percentile) than it does nationally (17th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Dresser ranks 26,182 for wildfire risk (1 is highest) and 31,360 by building count (1 is largest). Within Indiana alone, it ranks 274 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Dresser and the insurance market
Dresser's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 93.3% of Dresser outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Dresser's figures come from
Dresser's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dresser's dominant minimal exposure actually means, with real examples from across the dataset.