Draper, SD
How exposed is Draper to wildfire?
Out of every US place USFS scores, Draper lands at the 61st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 146 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Draper at the 56th percentile, close to its 61st-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Draper (65.1% of 146 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 34.9% sit in the Direct zone.
Draper against the rest of the country
Draper's risk sits at a similar level relative to South Dakota (50th percentile statewide) as it does nationally (61st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Draper ranks 12,181 for wildfire risk (1 is highest) and 27,047 by building count (1 is largest). Within South Dakota alone, it ranks 219 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
At the 61st percentile nationally, Draper carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 65.1% of Draper's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 146 counted buildings into the percentiles shown above for Draper. For more on what indirect exposure implies beyond Draper, see the exposure-zones guide.