Dragoon, AZ
How exposed is Dragoon to wildfire?
USFS's Wildfire Risk to Communities model puts Dragoon at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 229 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dragoon's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
What "at risk" means for the buildings here
229 buildings are counted in Dragoon, and 96.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Dragoon ranks
Inside Arizona, Dragoon sits at just the 71st percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Dragoon ranks 2,066 for wildfire risk (1 is highest) and 23,811 by building count (1 is largest). Within Arizona alone, it ranks 127 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Dragoon carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Dragoon
Because Direct exposure dominates in Dragoon (96.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 229 counted buildings into the percentiles shown above for Dragoon. For more on what direct exposure implies beyond Dragoon, see the exposure-zones guide.