Downsville, MD
Downsville, MD's wildfire risk, in USFS's own numbers
Downsville sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 228 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Downsville at the 33rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Downsville's building exposure, zone by zone
228 buildings are counted in Downsville, and 97.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Downsville against the rest of the country
Downsville's 49th-percentile standing inside Maryland outpaces its 31st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Downsville ranks 21,651 for wildfire risk (1 is highest) and 23,854 by building count (1 is largest). Within Maryland alone, it ranks 270 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Downsville and the insurance market
Downsville's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Downsville's 97.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Downsville's 21,651-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Downsville, see the exposure-zones guide.