Downers Grove, IL
Downers Grove, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Downers Grove at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 18,594 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Downers Grove's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
Downers Grove's building exposure, zone by zone
USFS classifies 94.7% of Downers Grove's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 18,594 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Downers Grove against the rest of the country
Downers Grove's 70th-percentile standing inside Illinois outpaces its 24th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Downers Grove ranks 23,853 for wildfire risk (1 is highest) and 766 by building count (1 is largest). Within Illinois alone, it ranks 436 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Downers Grove
Downers Grove's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Downers Grove
Downers Grove's 94.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Downers Grove's figures come from
Downers Grove's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Downers Grove's dominant minimal exposure actually means, with real examples from across the dataset.