Dowelltown, TN
Dowelltown wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dowelltown at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 205 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dowelltown's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Dowelltown's building exposure, zone by zone
USFS classifies 61.5% of Dowelltown's buildings as Direct exposure, higher than its 38.5% Indirect share and far above its 0% Minimal share — a profile where 126 structures sit close enough to vegetation that lot clearing matters most.
How Dowelltown compares
Dowelltown's risk sits at a similar level relative to Tennessee (20th percentile statewide) as it does nationally (31st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Dowelltown ranks 21,635 for wildfire risk (1 is highest) and 24,675 by building count (1 is largest). Within Tennessee alone, it ranks 403 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Dowelltown
Dowelltown's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Dowelltown
Because Direct exposure dominates in Dowelltown (61.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Dowelltown's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Dowelltown, see the exposure-zones guide.