Dover Plains, NY
Dover Plains wildfire risk explained
Dover Plains sits at the 39th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 572 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dover Plains at the 37th percentile, close to its 39th-percentile risk score.
What "at risk" means for the buildings here
77.8% of Dover Plains's 572 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 22.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Dover Plains compares
Compare Dover Plains's two percentiles: 83rd within New York, only 39th nationally — a gap of 44 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Dover Plains ranks 19,227 for wildfire risk (1 is highest) and 16,219 by building count (1 is largest). Within New York alone, it ranks 224 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Dover Plains's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 77.8% of Dover Plains's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 572 counted buildings into the percentiles shown above for Dover Plains. For more on what indirect exposure implies beyond Dover Plains, see the exposure-zones guide.