Dover, OK
Dover wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dover at the 54th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 258 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dover's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
What "at risk" means for the buildings here
70.9% of Dover's 258 buildings sit in USFS's Minimal exposure zone, with only 29.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Dover ranks
Inside Oklahoma, Dover sits at just the 6th percentile even though it scores 54th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Dover ranks 14,412 for wildfire risk (1 is highest) and 22,898 by building count (1 is largest). Within Oklahoma alone, it ranks 782 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 54th national percentile, Dover rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Dover
Even with 70.9% of Dover outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Dover's figures come from
Dover's 54th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dover's dominant minimal exposure actually means, with real examples from across the dataset.