Dover, MO
How exposed is Dover to wildfire?
Out of every US place USFS scores, Dover lands at the 53rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 117 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dover's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
Dover's building exposure, zone by zone
117 buildings are counted in Dover, and 67.5% of them are Indirect exposure — ember-driven risk rather than the 32.5% in Direct exposure or the 0% rated Minimal.
Dover against the rest of the country
Dover's risk sits at a similar level relative to Missouri (39th percentile statewide) as it does nationally (53rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Dover ranks 14,846 for wildfire risk (1 is highest) and 28,314 by building count (1 is largest). Within Missouri alone, it ranks 649 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Dover's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Dover
Because 67.5% of Dover's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Dover's figures come from
The methodology guide shows exactly how USFS turned 117 counted buildings into the percentiles shown above for Dover. The exposure-zones guide covers what Dover's dominant indirect exposure actually means, with real examples from across the dataset.