Dover, MN
Dover wildfire risk explained
Out of every US place USFS scores, Dover lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 398 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dover at the 6th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Dover's building exposure, zone by zone
83.4% of Dover's 398 buildings sit in USFS's Minimal exposure zone, with only 16.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Dover against the rest of the country
Dover scores 6th nationally and 10th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Dover ranks 29,568 for wildfire risk (1 is highest) and 19,248 by building count (1 is largest). Within Minnesota alone, it ranks 826 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Dover and the insurance market
At the 6th national percentile, Dover rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Dover's 83.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 398 counted buildings into the percentiles shown above for Dover. For more on what minimal exposure implies beyond Dover, see the exposure-zones guide.