Dover Beaches South, NJ
Dover Beaches South wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dover Beaches South at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,962 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dover Beaches South's burn probability — fire likelihood with no building count factored in — sits at the 64th percentile nationally.
What "at risk" means for the buildings here
Only 0% of Dover Beaches South's 1,962 buildings carry Direct exposure and 0% carry Indirect; the remaining 100% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Dover Beaches South against the rest of the country
Dover Beaches South scores 76th nationally and 83rd within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Dover Beaches South ranks 7,664 for wildfire risk (1 is highest) and 7,584 by building count (1 is largest). Within New Jersey alone, it ranks 122 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Dover Beaches South
Dover Beaches South's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 100% of Dover Beaches South outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Dover Beaches South's figures come from
The methodology guide shows exactly how USFS turned 1,962 counted buildings into the percentiles shown above for Dover Beaches South. The exposure-zones guide covers what Dover Beaches South's dominant minimal exposure actually means, with real examples from across the dataset.