Dover Beaches North, NJ
Dover Beaches North, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Dover Beaches North lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 4,028 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dover Beaches North at the 55th percentile, lower than its 67th-percentile risk score, because so much is actually built here.
Dover Beaches North's building exposure, zone by zone
Only 0% of Dover Beaches North's 4,028 buildings carry Direct exposure and 0% carry Indirect; the remaining 100% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Dover Beaches North against the rest of the country
There's little gap between Dover Beaches North's 67th national percentile and its 76th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Dover Beaches North ranks 10,501 for wildfire risk (1 is highest) and 4,217 by building count (1 is largest). Within New Jersey alone, it ranks 169 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Dover Beaches North and the insurance market
At the 67th percentile nationally, Dover Beaches North carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Dover Beaches North
Dover Beaches North's 100% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Dover Beaches North's figures come from
Every one of the two percentiles behind Dover Beaches North's 10,501-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Dover Beaches North's dominant minimal exposure actually means, with real examples from across the dataset.