Dover Base Housing, DE
Dover Base Housing, DE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Dover Base Housing lands at the 50th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 795 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dover Base Housing's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
Where Dover Base Housing's buildings actually sit
Most of Dover Base Housing's buildings (93.2% of 795) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Dover Base Housing compares
Compare Dover Base Housing's two percentiles: 83rd within Delaware, only 50th nationally — a gap of 34 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Dover Base Housing ranks 15,842 for wildfire risk (1 is highest) and 13,681 by building count (1 is largest). Within Delaware alone, it ranks 14 of 79 places by risk. See the full county-by-county picture for Delaware on its state page.
What this risk score means for insurance
Dover Base Housing's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 93.2% of Dover Base Housing outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Dover Base Housing's 15,842-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Dover Base Housing, see the exposure-zones guide.