Douglassville, TX
Douglassville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Douglassville at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 202 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Douglassville's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Douglassville's building exposure, zone by zone
202 buildings are counted in Douglassville, and 89.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Douglassville against the rest of the country
Douglassville's 76th national percentile looks worse in isolation than its 48th ranking inside Texas does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Douglassville ranks 7,638 for wildfire risk (1 is highest) and 24,784 by building count (1 is largest). Within Texas alone, it ranks 921 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Douglassville and the insurance market
At the 76th percentile nationally, Douglassville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Douglassville's 89.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Douglassville's figures come from
The methodology guide shows exactly how USFS turned 202 counted buildings into the percentiles shown above for Douglassville. The exposure-zones guide covers what Douglassville's dominant direct exposure actually means, with real examples from across the dataset.