Douglas, AZ
How exposed is Douglas to wildfire?
Out of every US place USFS scores, Douglas lands at the 98th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 6,305 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Douglas at the 98th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Douglas's buildings (83.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 6,305 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Douglas compares
There's little gap between Douglas's 98th national percentile and its 87th percentile inside Arizona, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Douglas ranks 681 for wildfire risk (1 is highest) and 2,751 by building count (1 is largest). Within Arizona alone, it ranks 59 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Douglas's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Douglas
With ember exposure the dominant pattern in Douglas (83.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Douglas's figures come from
Douglas's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Douglas's dominant indirect exposure actually means, with real examples from across the dataset.