Douglas, AL
Douglas wildfire risk explained
Douglas sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 559 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Douglas at the 77th percentile, close to its 71st-percentile risk score.
Douglas's building exposure, zone by zone
86.8% of Douglas's 559 buildings sit in USFS's Direct exposure zone, roughly 485 structures close enough to burnable vegetation for flame contact, not just embers — 13.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Douglas against the rest of the country
Douglas's 71st national percentile looks worse in isolation than its 49th ranking inside Alabama does — this place is on the milder end for its own state, by 22 points. Among the 31,521 US communities USFS scores, Douglas ranks 9,064 for wildfire risk (1 is highest) and 16,414 by building count (1 is largest). Within Alabama alone, it ranks 300 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Douglas
At the 71st percentile nationally, Douglas carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Douglas's 86.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Douglas's figures come from
Douglas's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Douglas's dominant direct exposure actually means, with real examples from across the dataset.