Dougherty, IA
Dougherty wildfire risk explained
Dougherty sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 102 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dougherty at the 3rd percentile, close to its 4th-percentile risk score.
What "at risk" means for the buildings here
Only 26.5% of Dougherty's 102 buildings carry Direct exposure and 0% carry Indirect; the remaining 73.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Dougherty against the rest of the country
Dougherty's risk sits at a similar level relative to Iowa (7th percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Dougherty ranks 30,382 for wildfire risk (1 is highest) and 28,948 by building count (1 is largest). Within Iowa alone, it ranks 946 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Dougherty
Dougherty's low rating (4th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 73.5% of buildings rated Minimal exposure, Dougherty gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Dougherty's 30,382-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Dougherty, see the exposure-zones guide.