Double Horn, TX
How exposed is Double Horn to wildfire?
Double Horn's 142 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Double Horn at the 86th percentile, close to its 87th-percentile risk score.
Double Horn's building exposure, zone by zone
142 buildings are counted in Double Horn, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Double Horn compares
Double Horn scores 87th nationally and 79th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Double Horn ranks 4,015 for wildfire risk (1 is highest) and 27,226 by building count (1 is largest). Within Texas alone, it ranks 384 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Double Horn's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Double Horn (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Double Horn's figures come from
Double Horn's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Double Horn's dominant direct exposure actually means, with real examples from across the dataset.