Dotyville, OK
How exposed is Dotyville to wildfire?
Out of every US place USFS scores, Dotyville lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 95 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dotyville at the 77th percentile, close to its 75th-percentile risk score.
What "at risk" means for the buildings here
Of Dotyville's 95 counted buildings, 99% carry Direct exposure and only 1.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Dotyville ranks
Inside Oklahoma, Dotyville sits at just the 14th percentile even though it scores 75th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Dotyville ranks 7,984 for wildfire risk (1 is highest) and 29,285 by building count (1 is largest). Within Oklahoma alone, it ranks 715 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Dotyville's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Dotyville's 99% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Dotyville's figures come from
The methodology guide shows exactly how USFS turned 95 counted buildings into the percentiles shown above for Dotyville. The exposure-zones guide covers what Dotyville's dominant direct exposure actually means, with real examples from across the dataset.