Doral, FL
Doral wildfire risk explained
Out of every US place USFS scores, Doral lands at the 96th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 9,712 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Doral's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 79% of Doral's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.5% Direct and 18.5% Indirect — a landscape-level risk rather than a building-by-building one. At 9,712 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Doral ranks
Doral's risk sits at a similar level relative to Florida (96th percentile statewide) as it does nationally (96th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Doral ranks 1,194 for wildfire risk (1 is highest) and 1,686 by building count (1 is largest). Within Florida alone, it ranks 43 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Doral and the insurance market
Doral's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Even with 79% of Doral outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 9,712 counted buildings into the percentiles shown above for Doral. For more on what minimal exposure implies beyond Doral, see the exposure-zones guide.