Doniphan, NE
Doniphan wildfire risk explained
USFS scores Doniphan at the 28th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 493 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Doniphan at the 23rd percentile, close to its 28th-percentile risk score.
Where Doniphan's buildings actually sit
Only 5.1% of Doniphan's 493 buildings carry Direct exposure and 0% carry Indirect; the remaining 94.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Doniphan ranks
Doniphan scores 28th nationally and 14th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Doniphan ranks 22,633 for wildfire risk (1 is highest) and 17,476 by building count (1 is largest). Within Nebraska alone, it ranks 501 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Doniphan's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Doniphan's 94.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Doniphan's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Doniphan, see the exposure-zones guide.