Doe Valley, KY
Doe Valley, KY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Doe Valley at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 978 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Doe Valley's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
Where Doe Valley's buildings actually sit
Direct exposure dominates in Doe Valley: 97.9% of its 978 buildings, versus 0.8% Indirect and 1.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Doe Valley ranks
Doe Valley's 47th-percentile standing inside Kentucky outpaces its 25th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Doe Valley ranks 23,634 for wildfire risk (1 is highest) and 12,087 by building count (1 is largest). Within Kentucky alone, it ranks 292 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Doe Valley's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Doe Valley (97.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Doe Valley's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Doe Valley, see the exposure-zones guide.