Dobbs Ferry, NY
How exposed is Dobbs Ferry to wildfire?
Out of every US place USFS scores, Dobbs Ferry lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,471 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dobbs Ferry's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Where Dobbs Ferry's buildings actually sit
69.6% of Dobbs Ferry's 2,471 buildings sit in USFS's Minimal exposure zone, with only 30.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Dobbs Ferry ranks
Within New York, Dobbs Ferry ranks higher (76th percentile) than it does nationally (35th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Dobbs Ferry ranks 20,520 for wildfire risk (1 is highest) and 6,355 by building count (1 is largest). Within New York alone, it ranks 316 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Dobbs Ferry and the insurance market
Dobbs Ferry's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 69.6% of Dobbs Ferry outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Dobbs Ferry's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Dobbs Ferry, see the exposure-zones guide.