Dobbins Heights, NC
Dobbins Heights wildfire risk explained
Dobbins Heights sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 484 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dobbins Heights's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Where Dobbins Heights's buildings actually sit
USFS puts 67.2% of Dobbins Heights's 484 buildings in the Indirect exposure zone, versus 32.9% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Dobbins Heights ranks
There's little gap between Dobbins Heights's 82nd national percentile and its 88th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Dobbins Heights ranks 5,773 for wildfire risk (1 is highest) and 17,634 by building count (1 is largest). Within North Carolina alone, it ranks 93 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Dobbins Heights and the insurance market
Dobbins Heights's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 67.2% of Dobbins Heights's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Dobbins Heights's 5,773-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Dobbins Heights, see the exposure-zones guide.