Dixon, MT
Dixon, MT's wildfire risk, in USFS's own numbers
USFS scores Dixon at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 214 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dixon's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Dixon's building exposure, zone by zone
214 buildings are counted in Dixon, and 58.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Dixon ranks
Inside Montana, Dixon sits at just the 58th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Dixon ranks 5,294 for wildfire risk (1 is highest) and 24,337 by building count (1 is largest). Within Montana alone, it ranks 199 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Dixon and the insurance market
At the 83rd percentile nationally, Dixon carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Dixon's 58.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Dixon's figures come from
Dixon's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dixon's dominant direct exposure actually means, with real examples from across the dataset.