Dixon Lane-MeadowCreek, CA
Dixon Lane-MeadowCreek wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dixon Lane-MeadowCreek at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,394 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dixon Lane-MeadowCreek's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Dixon Lane-MeadowCreek's building exposure, zone by zone
Indirect exposure is dominant in Dixon Lane-MeadowCreek (87% of 1,394 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 13% sit in the Direct zone.
Where Dixon Lane-MeadowCreek ranks
Inside California, Dixon Lane-MeadowCreek sits at just the 30th percentile even though it scores 72nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Dixon Lane-MeadowCreek ranks 8,752 for wildfire risk (1 is highest) and 9,653 by building count (1 is largest). Within California alone, it ranks 1,097 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Dixon Lane-MeadowCreek's 72nd-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
With ember exposure the dominant pattern in Dixon Lane-MeadowCreek (87% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,394 counted buildings into the percentiles shown above for Dixon Lane-MeadowCreek. For more on what indirect exposure implies beyond Dixon Lane-MeadowCreek, see the exposure-zones guide.