Dixon, IL
Dixon wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dixon at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 6,976 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dixon at the 13th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Dixon's building exposure, zone by zone
Dixon rates 94.9% Minimal exposure against just 5.1% Direct and 0% Indirect — of 6,976 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 6,976 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Dixon against the rest of the country
Within Illinois, Dixon ranks higher (49th percentile) than it does nationally (13th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Dixon ranks 27,441 for wildfire risk (1 is highest) and 2,476 by building count (1 is largest). Within Illinois alone, it ranks 742 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Dixon and the insurance market
At the 13th national percentile, Dixon rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 94.9% of Dixon outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Dixon's figures come from
Dixon's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dixon's dominant minimal exposure actually means, with real examples from across the dataset.