Dix, NE
Dix wildfire risk explained
USFS scores Dix at the 69th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 219 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dix at the 68th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Dix's building exposure, zone by zone
USFS puts 84.9% of Dix's 219 buildings in the Indirect exposure zone, versus 15.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Dix ranks
Dix's risk sits at a similar level relative to Nebraska (67th percentile statewide) as it does nationally (69th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Dix ranks 9,648 for wildfire risk (1 is highest) and 24,164 by building count (1 is largest). Within Nebraska alone, it ranks 192 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 69th percentile nationally, Dix carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Dix (84.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 219 counted buildings into the percentiles shown above for Dix. For more on what indirect exposure implies beyond Dix, see the exposure-zones guide.