Dix, IL
Dix wildfire risk explained
USFS scores Dix at the 25th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 277 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dix's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
Where Dix's buildings actually sit
Direct exposure dominates in Dix: 52% of its 277 buildings, versus 48% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Dix against the rest of the country
Dix's 72nd-percentile standing inside Illinois outpaces its 25th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Dix ranks 23,533 for wildfire risk (1 is highest) and 22,288 by building count (1 is largest). Within Illinois alone, it ranks 409 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Dix's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Dix
Because Direct exposure dominates in Dix (52%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 277 counted buildings into the percentiles shown above for Dix. For more on what direct exposure implies beyond Dix, see the exposure-zones guide.