Dinosaur, CO
Dinosaur wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dinosaur at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 280 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dinosaur at the 81st percentile, close to its 85th-percentile risk score.
Where Dinosaur's buildings actually sit
72.1% of Dinosaur's 280 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 27.9% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Dinosaur against the rest of the country
Inside Colorado, Dinosaur sits at just the 66th percentile even though it scores 85th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Dinosaur ranks 4,627 for wildfire risk (1 is highest) and 22,179 by building count (1 is largest). Within Colorado alone, it ranks 162 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Dinosaur
At the 85th percentile nationally, Dinosaur carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Dinosaur (72.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 280 counted buildings into the percentiles shown above for Dinosaur. For more on what indirect exposure implies beyond Dinosaur, see the exposure-zones guide.