Dillon, MT
Dillon wildfire risk explained
USFS scores Dillon at the 47th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,219 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dillon at the 46th percentile, close to its 47th-percentile risk score.
Where Dillon's buildings actually sit
USFS puts 58.1% of Dillon's 2,219 buildings in the Indirect exposure zone, versus 3.3% Direct and 38.6% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Dillon ranks
Dillon's 47th national percentile looks worse in isolation than its 10th ranking inside Montana does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Dillon ranks 16,800 for wildfire risk (1 is highest) and 6,883 by building count (1 is largest). Within Montana alone, it ranks 427 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Dillon
Dillon's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Dillon
With ember exposure the dominant pattern in Dillon (58.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Dillon's figures come from
Every one of the two percentiles behind Dillon's 16,800-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Dillon's dominant indirect exposure actually means, with real examples from across the dataset.