Dillon, CO
How exposed is Dillon to wildfire?
USFS's Wildfire Risk to Communities model puts Dillon at the 50th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 430 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dillon's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
Dillon's building exposure, zone by zone
Indirect exposure is dominant in Dillon (73% of 430 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 26.3% sit in the Direct zone.
Dillon against the rest of the country
Dillon's 50th national percentile looks worse in isolation than its 18th ranking inside Colorado does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Dillon ranks 15,841 for wildfire risk (1 is highest) and 18,638 by building count (1 is largest). Within Colorado alone, it ranks 388 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Dillon's elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Dillon (73% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Dillon's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Dillon, see the exposure-zones guide.