Dillon Beach, CA
How exposed is Dillon Beach to wildfire?
USFS's Wildfire Risk to Communities model puts Dillon Beach at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 479 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dillon Beach at the 89th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Dillon Beach's building exposure, zone by zone
Of Dillon Beach's 479 counted buildings, 54.1% carry Direct exposure and only 1.3% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Dillon Beach ranks
Dillon Beach's 87th national percentile looks worse in isolation than its 55th ranking inside California does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Dillon Beach ranks 4,118 for wildfire risk (1 is highest) and 17,718 by building count (1 is largest). Within California alone, it ranks 712 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Dillon Beach
Because Dillon Beach is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Dillon Beach (54.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 479 counted buildings into the percentiles shown above for Dillon Beach. For more on what direct exposure implies beyond Dillon Beach, see the exposure-zones guide.