Dike, IA
Dike, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Dike at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 666 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dike's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
Dike's building exposure, zone by zone
Most of Dike's buildings (81.8% of 666) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Dike ranks
There's little gap between Dike's 23rd national percentile and its 36th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Dike ranks 24,289 for wildfire risk (1 is highest) and 14,998 by building count (1 is largest). Within Iowa alone, it ranks 649 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Dike's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 81.8% of buildings rated Minimal exposure, Dike gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Dike's 23rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Dike, see the exposure-zones guide.