Diggins, MO
How exposed is Diggins to wildfire?
USFS scores Diggins at the 76th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 267 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Diggins at the 78th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 75.3% of Diggins's buildings as Direct exposure, higher than its 24.7% Indirect share and far above its 0% Minimal share — a profile where 201 structures sit close enough to vegetation that lot clearing matters most.
Diggins against the rest of the country
Diggins's 93rd-percentile standing inside Missouri outpaces its 76th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Diggins ranks 7,505 for wildfire risk (1 is highest) and 22,606 by building count (1 is largest). Within Missouri alone, it ranks 79 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Diggins and the insurance market
Diggins's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Diggins's 75.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Diggins's 7,505-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Diggins, see the exposure-zones guide.