Dickson, OK
Dickson, OK's wildfire risk, in USFS's own numbers
Dickson sits at the 88th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,071 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dickson at the 89th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Dickson's buildings actually sit
1,071 buildings are counted in Dickson, and 96.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Dickson against the rest of the country
Inside Oklahoma, Dickson sits at just the 39th percentile even though it scores 88th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Dickson ranks 3,883 for wildfire risk (1 is highest) and 11,456 by building count (1 is largest). Within Oklahoma alone, it ranks 508 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Dickson's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Dickson (96.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Dickson's figures come from
Dickson's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dickson's dominant direct exposure actually means, with real examples from across the dataset.