Dickerson City, FL
How exposed is Dickerson City to wildfire?
Dickerson City's 93 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dickerson City at the 93rd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Dickerson City's building exposure, zone by zone
78.5% of Dickerson City's 93 buildings sit in USFS's Direct exposure zone, roughly 73 structures close enough to burnable vegetation for flame contact, not just embers — 11.8% fall in the Indirect, ember-only zone and 9.7% are Minimal.
How Dickerson City compares
Dickerson City scores 94th nationally and 91st within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Dickerson City ranks 1,753 for wildfire risk (1 is highest) and 29,344 by building count (1 is largest). Within Florida alone, it ranks 84 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Dickerson City's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Dickerson City
Because Direct exposure dominates in Dickerson City (78.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 93 counted buildings into the percentiles shown above for Dickerson City. For more on what direct exposure implies beyond Dickerson City, see the exposure-zones guide.