D'Iberville, MS
D'Iberville, MS's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts D'Iberville at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 5,142 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts D'Iberville at the 93rd percentile, close to its 91st-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 48.2% of D'Iberville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 28.5% Direct and 23.4% Indirect — a landscape-level risk rather than a building-by-building one. At 5,142 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How D'Iberville compares
There's little gap between D'Iberville's 91st national percentile and its 93rd percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, D'Iberville ranks 2,771 for wildfire risk (1 is highest) and 3,355 by building count (1 is largest). Within Mississippi alone, it ranks 29 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
D'Iberville's 91st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in D'Iberville
D'Iberville's 48.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where D'Iberville's figures come from
Every one of the two percentiles behind D'Iberville's 2,771-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what D'Iberville's dominant minimal exposure actually means, with real examples from across the dataset.