Diamond, MO
How exposed is Diamond to wildfire?
Diamond's 577 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Diamond at the 74th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Diamond: 50.1% of its 577 buildings, versus 13% Indirect and 36.9% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Diamond compares
There's little gap between Diamond's 73rd national percentile and its 88th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Diamond ranks 8,476 for wildfire risk (1 is highest) and 16,151 by building count (1 is largest). Within Missouri alone, it ranks 128 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Diamond and the insurance market
Diamond's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 50.1% of Diamond in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 577 counted buildings into the percentiles shown above for Diamond. For more on what direct exposure implies beyond Diamond, see the exposure-zones guide.