Diamond Bluff, WI
Diamond Bluff, WI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Diamond Bluff lands at the 31st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 211 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Diamond Bluff at the 32nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Diamond Bluff's building exposure, zone by zone
57.8% of Diamond Bluff's 211 buildings sit in USFS's Direct exposure zone, roughly 122 structures close enough to burnable vegetation for flame contact, not just embers — 41.7% fall in the Indirect, ember-only zone and 0.5% are Minimal.
Where Diamond Bluff ranks
Compare Diamond Bluff's two percentiles: 68th within Wisconsin, only 31st nationally — a gap of 37 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Diamond Bluff ranks 21,669 for wildfire risk (1 is highest) and 24,463 by building count (1 is largest). Within Wisconsin alone, it ranks 255 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Diamond Bluff's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Diamond Bluff's 57.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 211 counted buildings into the percentiles shown above for Diamond Bluff. For more on what direct exposure implies beyond Diamond Bluff, see the exposure-zones guide.