Diablock, KY
How exposed is Diablock to wildfire?
Diablock's 240 buildings earn a 93rd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Diablock at the 95th percentile, close to its 93rd-percentile risk score.
What "at risk" means for the buildings here
USFS puts 81.7% of Diablock's 240 buildings in the Indirect exposure zone, versus 18.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Diablock against the rest of the country
There's little gap between Diablock's 93rd national percentile and its 96th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Diablock ranks 2,332 for wildfire risk (1 is highest) and 23,462 by building count (1 is largest). Within Kentucky alone, it ranks 23 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
At the 93rd percentile nationally, Diablock carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Diablock
Because 81.7% of Diablock's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 240 counted buildings into the percentiles shown above for Diablock. For more on what indirect exposure implies beyond Diablock, see the exposure-zones guide.