Dexter, MO
Dexter, MO's wildfire risk, in USFS's own numbers
Dexter's 4,398 buildings earn a 32nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dexter's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Dexter's building exposure, zone by zone
55.4% of Dexter's 4,398 buildings sit in USFS's Minimal exposure zone, with only 16.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Dexter against the rest of the country
Dexter's 32nd national percentile looks worse in isolation than its 10th ranking inside Missouri does — this place is on the milder end for its own state, by 22 points. Among the 31,521 US communities USFS scores, Dexter ranks 21,462 for wildfire risk (1 is highest) and 3,884 by building count (1 is largest). Within Missouri alone, it ranks 956 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Dexter
At the 32nd national percentile, Dexter rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 55.4% of Dexter outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Dexter's figures come from
Dexter's 32nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dexter's dominant minimal exposure actually means, with real examples from across the dataset.