Devine, TX
Devine wildfire risk explained
Devine sits at the 89th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,160 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Devine at the 90th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
62.3% of Devine's 2,160 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 19.8% Direct and 17.9% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Devine compares
Devine scores 89th nationally and 82nd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Devine ranks 3,512 for wildfire risk (1 is highest) and 7,042 by building count (1 is largest). Within Texas alone, it ranks 323 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 89th percentile nationally, Devine carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Devine's 62.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,160 counted buildings into the percentiles shown above for Devine. For more on what indirect exposure implies beyond Devine, see the exposure-zones guide.