Detroit, TX
How exposed is Detroit to wildfire?
Detroit sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 503 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Detroit's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Where Detroit's buildings actually sit
USFS puts 57.3% of Detroit's 503 buildings in the Indirect exposure zone, versus 42.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Detroit against the rest of the country
Detroit scores 83rd nationally and 70th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Detroit ranks 5,273 for wildfire risk (1 is highest) and 17,297 by building count (1 is largest). Within Texas alone, it ranks 542 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Detroit
Detroit's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 57.3% of Detroit's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Detroit's figures come from
Every one of the two percentiles behind Detroit's 5,273-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Detroit's dominant indirect exposure actually means, with real examples from across the dataset.