Detroit, IL
Detroit wildfire risk explained
Out of every US place USFS scores, Detroit lands at the 27th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 75 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Detroit at the 27th percentile, close to its 27th-percentile risk score.
Detroit's building exposure, zone by zone
USFS puts 86.7% of Detroit's 75 buildings in the Indirect exposure zone, versus 13.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Detroit compares
Within Illinois, Detroit ranks higher (75th percentile) than it does nationally (27th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Detroit ranks 22,995 for wildfire risk (1 is highest) and 30,077 by building count (1 is largest). Within Illinois alone, it ranks 356 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Detroit and the insurance market
Detroit's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 86.7% of Detroit's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Detroit's figures come from
The methodology guide shows exactly how USFS turned 75 counted buildings into the percentiles shown above for Detroit. The exposure-zones guide covers what Detroit's dominant indirect exposure actually means, with real examples from across the dataset.