Detroit Beach, MI
Detroit Beach, MI's wildfire risk, in USFS's own numbers
Detroit Beach sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,219 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Detroit Beach at the 15th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
99.8% of Detroit Beach's 1,219 buildings sit in USFS's Minimal exposure zone, with only 0.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Detroit Beach ranks
Compare Detroit Beach's two percentiles: 49th within Michigan, only 14th nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Detroit Beach ranks 27,107 for wildfire risk (1 is highest) and 10,539 by building count (1 is largest). Within Michigan alone, it ranks 381 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Detroit Beach and the insurance market
Detroit Beach's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Detroit Beach
With 99.8% of buildings rated Minimal exposure, Detroit Beach gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Detroit Beach's 27,107-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Detroit Beach, see the exposure-zones guide.